Insurance Basics

Learning health insurance basics can help you choose your health plan and know how it works.

Types of Plans

BCBSIL offers many health plans.

Health Insurance Costs

Learn what premiums, deductibles, copayments and coinsurance are and how they work together.

Review costs

New Special Enrollment Period (SEP)

You can apply for a 2021 health plan through August 15, 2021.

Apply now

Health Care Terms

Look up common health care terms in our glossary.

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You May Qualify for a Subsidy

Don’t miss your chance to get financial help.

Subsidies helped 85% of new members lower their monthly bill in 2020.

If you had financial help in 2020, your subsidy may differ in 2021 if you’ve had a change in family size or income.

  1. CMS.gov, Early 2020-2019 Effectuated Enrollment Report